Your Partner in
Business Insurance

At NRM Insurance Agency, we don’t just offer insurance—we stand beside you, helping protect what you’ve built. With over 30 years of experience, we specialize in personalized business insurance and risk management that fits your unique needs.

Whether it's Employee Benefits, D&O, Cyber, or Marine insurance, we’re here to guide you, ensuring you get solutions that truly protect your business—without the pressure of product selling. We believe in solutions that offer you security and peace of mind.

Hi there, I’m Patrick Tan, founder and director of NRM Insurance Agency Pte Ltd. My journey began in 1993 as a financial advisor, driven by a curiosity to understand how businesses operate and grow. Over the years, I discovered that business insurance is about more than policies—it’s about truly understanding how companies handle risk.

Today, I work closely with business leaders, offering insights from real-world experience.

Looking ahead, I’m excited to continue this journey, working with businesses to grow, navigate challenges, and provide valuable solutions tailored to their needs.

Let's Chat

Photo of Patrick Tan, founder of NRM Insurance, 30 years of expertise in business, marine cargo, and luxury asset insurance

Insurance Solutions

Explore our comprehensive offerings designed to protect your business and assets. Our tailored solutions ensure that your unique needs are met with precision and expertise.

Directors & Officers (D&O) Insurance
We provide Directors & Officers insurance solutions tailored for startups and growing businesses, safeguarding against executive liabilities.
Customized Business Insurance for SMEs
Our specialized packages cover small and medium-sized businesses with essential protection, from employee benefits to cyber threats.
Cyber Insurance
Protect your business from digital threats with customized cyber insurance, including data breach recovery and network security.
Marine Cargo Insurance
Secure your valuable shipments in transit with comprehensive marine cargo insurance, whether by air, land, or sea.
Professional Indemnity Insurance
Tailored for service providers, this insurance safeguards against claims related to professional negligence or mistakes.

Find Out How We Can Work Together – Start the Conversation

Work Hard, Play Smart -
NRM Dynamic Team in Action

At NRM, we believe in a balanced approach—working hard while enjoying team moments. Check out our gallery to see the team in action, from strategy sessions to fun events, capturing what makes our agency dynamic and collaborative.

NRM Insurance Agency representative attending a Chubb-hosted Formula 1 event, standing in front of the McLaren pit area at the Singapore Grand Prix. The image captures the exclusive atmosphere of the event, highlighting NRM’s involvement in prestigious corporate experiences and industry networking opportunities, organized by Chubb.

NRM Insurance Agency team members sharing a meal with a fellow underwriter at a formal dinner event. The setting highlights professional collaboration and relationship-building between the agency and key partners, reflecting a commitment to fostering strong industry connections.

Group of four smiling colleagues at an NRM Insurance Agency team event, showcasing camaraderie and teamwork. The relaxed and friendly atmosphere highlights the agency’s balance between work and social bonding, reflecting the company culture of collaboration. Event photo taken in an outdoor evening setting.

NRM Insurance Agency agent enjoying a football match with a fellow colleague at a stadium. The casual setting reflects the agency’s commitment to team bonding and building relationships outside of work, offering a relaxed moment of camaraderie.

A group of colleagues from different agencies enjoying a football game at a stadium. The lively team-building event shows the fun and energetic side of NRM Insurance Agency’s culture, with team members bonding over shared experiences in a casual, outdoor setting.

NRM Insurance Agency team enjoying an outdoor excursion with fellow producers in Munich. The casual, friendly group photo highlights team bonding and collaboration, set against a scenic backdrop. The image captures the agency’s focus on building strong relationships with producers while creating memorable experiences outside the office.

NRM Insurance Agency team members visiting a historic landmark during an international event. The group poses in front of a grand cathedral, showcasing NRM's commitment to global industry participation and fostering team camaraderie through travel and cultural experiences.

Two NRM Insurance Agency colleagues enjoying a company Dinner & Dance (D&D) event. The formal setting and celebratory atmosphere reflect the agency’s focus on building strong team connections and fostering a positive work environment through social gatherings. The photo captures a moment of relaxation and camaraderie.

NRM Insurance Agency team engaging with Chubb’s CEO and Country Manager at an awards night. The group enjoys a lively conversation in a vibrant setting, reflecting NRM’s strong industry partnerships and participation in high-level corporate events. The photo captures the camaraderie and collaboration between NRM and Chubb leadership during a celebratory evening.

NRM Insurance Agency team members attending the Chubb IDP SG Awards Night 2023, themed 'Friday Night Fever,' held at Conrad. The team is dressed for the occasion, reflecting NRM's participation in industry recognition events and their commitment to celebrating professional achievements. The lively atmosphere emphasizes the agency's focus on building strong partnerships and celebrating success.

NRM Insurance Agency team members posing with a representative from Chubb during a professional event. The group stands together in a formal setting, showcasing the strong partnership between NRM and Chubb, reflecting collaboration and industry expertise. The photo highlights NRM's commitment to building relationships with key insurance providers.

NRM Insurance Agency representative interacting with a client during an event, featuring a prize wheel for engagement. The setting reflects NRM's approach to client interaction and engagement through fun, interactive activities at professional events. The photo highlights the agency’s focus on fostering client relationships in a relaxed, approachable manner.

Three colleagues from NRM Insurance Agency taking a short break during an event, seated at a cozy, informal setting. The relaxed moment reflects the agency's focus on maintaining a balanced and supportive team atmosphere, even in the midst of work events.

NRM Insurance Agency representative assisting a client during an eye check-up event. The photo captures a moment of personalized client care, emphasizing the agency’s dedication to health and wellness initiatives. The event reflects NRM’s commitment to providing value-added services beyond traditional insurance offerings.

NRM Insurance Agency team enjoying a group dinner at an event in Bangkok. The lively setting showcases the team bonding and relaxed atmosphere during the international event, reflecting NRM’s commitment to fostering strong relationships and team collaboration through shared experiences.

Two NRM Insurance Agency colleagues smiling while enjoying a rooftop view of a city skyline during a team outing. The casual and friendly setting reflects the agency’s culture of work-life balance and team bonding outside of the office environment.

NRM Insurance Agency agent golfing with a client on a scenic course. The relaxed outdoor setting showcases the agency’s commitment to building strong client relationships through informal, engaging activities like golf, reflecting a balance between professional collaboration and leisure.

NRM Insurance Agency agent golfing with a client at a scenic beachfront course. The tropical setting reflects the agency’s focus on client relationship-building through enjoyable, informal activities like golf, combining business with leisure in a picturesque environment.

NRM Insurance Agency team celebrating a festive event with a traditional lion dance performance. The group is gathered for a cultural celebration, showcasing NRM's appreciation for heritage and community-building through team activities and events. The vibrant setting reflects the agency's commitment to fostering strong connections within the team and with clients.

NRM Insurance Agency team celebrating a festive event with a traditional lion dance and vibrant Yu Sheng display. The collage of images showcases the agency's commitment to cultural traditions, team bonding, and community engagement. The event highlights the fusion of professional collaboration and cultural appreciation.

Yvonne Yeoh

We have submitted our 1st travel claim with our agent Nexus - Patrick & Angelia and the Chubb Claims Team and it was a prompt fast service!! Thank you so much for the great service!!

Your Partner in Business Insurance

Insurance Solutions

Work Hard, Play Smart - NRM Dynamic Team in Action

Why Our ClientsChoose Us!Why Our ClientsChoose Us!

Your Partner in
Business Insurance

Work Hard, Play Smart -
NRM Dynamic Team in Action